Chronic Cover on Hospital Plans

Most medical aid hospital plans include chronic cover which ensures that you can access medicines and some medical services for the treatment and management of your chronic condition. This is is an essential cover as most chronic conditions have serious and even life-threatening complications if it is not managed properly.

It is important to understand how the chronic cover works on medical aid and the way in which it takes care of you in the long run. Second to the hospital cover on medical aid, chronic care can be extremely expensive and often unaffordable in the private health sector without proper chronic cover. While hospital cash back plans also cover hospitalisation for chronic diseases, these insurance policies do not pay for the medication for chronic conditions. (more…)

Immediate Cover Hospital Plan with No Waiting Period

In this day and age of consumerism, we expect everything to happen at the click of a button and the moment we pay for it. However, the insurance industry does not work like this. Whether you are taking on a medical aid or a cash back policy, the reality is that immediate cover on a hospital plan does not exist. Do not be fooled by false promises as some unethical brokers may advise differently. There are specific waiting periods both for a medical aid and cash back plan that is in place to protect you and other members of the scheme or clients of the insurance industry. It is important to understand how these waiting periods work and what exactly they mean.

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