Chronic Cover on Hospital Plans

Chronic Conditions No Comments

Most medical aid hospital plans include chronic cover which ensures that you can access medicines and some medical services for the treatment and management of your chronic condition. This is is an essential cover as most chronic conditions have serious and even life-threatening complications if it is not managed properly.

It is important to understand how the chronic cover works on medical aid and the way in which it takes care of you in the long run. Second to the hospital cover on medical aid, chronic care can be extremely expensive and often unaffordable in the private health sector without proper chronic cover. While hospital cash back plans also cover hospitalisation for chronic diseases, these insurance policies do not pay for the medication for chronic conditions. (more…)

Hospital Plans for HIV Positive People

Chronic Conditions No Comments

HIV and AIDS are a growing concern for South Africans. Not only does the country have one of the highest rates of HIV infection in the world, but the strain and ultimately drain on medical resources due to HIV/AIDS has been affecting both private and public health care systems. HIV positive people need the best financial protection that they can afford. The reality is that HIV is incurable and will lead to death eventually. A person living with HIV will also fall ill more often and need medical care on a frequent, if not continuous, basis. A hospital plan, both in terms of a medical aid hospital plan only and hospital cash plan, are ideal financial tools to protect HIV positive people.

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